Earn
Licensed crypto exchange · Estonia

Earn daily on your crypto. Reserves you can verify.

Up to 24% APY on USDT & USDC — paid daily, funded by mSamex card-service revenue, not new deposits.

Calculate
Proof-of-reservesPublished weekly
Daily payoutsZero gas to claim
Funded by revenuemSamex card service
Up to
24%
APY · paid daily
USDT $USDC BBSC ΞETH
Stablecoin only · principal locked to maturity · profit withdrawable daily
01 / The yield source

Real revenue. Not new deposits.

Your yield is paid from fees mSamex earns operating its payment-card service — the same way a bank funds interest from lending margin. No new-deposit dependency, no token emissions.

01

Your deposit

USDT or USDC held in segregated, verifiable reserves.

02

Card-service revenue

mSamex earns interchange & service fees across millions of card transactions.

03

Daily yield

A share is credited to your ledger every day. No gas, no claiming.

02 / Plans

Pick a term. Lock your rate.

Longer terms pay more. Every plan pays daily. Per-plan capacity caps keep the book balanced.

← swipe plans →
03 / Calculator

See your daily earnings.

$
$100$250,000
$1.10
Daily
$32.88
Monthly
$400.00
Yearly
Effective APY8%
04 / Trust & security

Credibility first. Yield second.

Proof-of-reserves

Circulation, cashback, yield paid and coverage ratio published every week — independently reconcilable on-chain.

Licensed & registered

Operated by mSamex Cryptocurrency Exchange OÜ — Tallinn, Estonia. Registry code 17031074.

Real, transparent yield

Funded by card-service revenue — never by new deposits. The mechanism is disclosed, not hidden.

Proof-of-reserves Updated weekly
$48.2M
Circulation
$1.34M
Cashback MTD
$114.7M
Total value locked
2.41×
Coverage ratio
05 / How it works

Three steps. No KYC.

1

Connect wallet

MetaMask, Trust, Binance Web3, OKX or WalletConnect. No email, no verification.

2

Deposit on-chain

Send USDT/USDC to your unique address, or pay from your connected wallet.

3

Earn daily

Profit lands on your ledger every day. Withdraw profit anytime — no gas.

06 / FAQ

Questions, answered.

Put your stablecoins to work.

Connect a wallet and earn from your first day. No lock on Flex.